Home Saver Plus Program

Mississippi Home Corporation through its Home Saver Plus program is providing payment assistance with mortgage arrears and delinquent property taxes for homeowners with financial hardship.

  • The hardship must be Covid-related.
  • The house/property must be the applicant’s primary and current residence.
  • The mortgage must be at least 60 days in arrears. Mortgage assistance is limited to reinstating or catching the payments up. The payments include taxes and insurance but not HOA fees.
  • If the arrearage is more than $50,000.00, MHC can pay up to $50K contingent on the applicant paying or making acceptable e arrangements with the mortgage company to pay the amount above $50K.
  • Persons who previously received assistance but now has a foreclosure or replevin notice can receive additional funding if the previous assistance did not reach equal 50K.
  • Assistance is available to pay property taxes on the primary residence.
  • Also, assistance is available for property owners who did not redeem their primary residency taxes for 2020. The redemption period expired in 2023 but if the investor/new owner will agree to deed the property back, MHC can help redeem the property.

Applications are made by contacting the MHC hotline or one of the following housing counseling agencies:

MISSISSIPPI HOME CORPORATION     
Phone: (601) 718.4647

NORTH MISSISSIPPI RURAL LEGAL SERVICES (NMRLS)
Phone: (662) 234-8731

VOICE OF CALVARY MINISTRIES (VOCM) 
Phone: (601) 969-3088

HOUSING EDUCATION AND ECONOMIC DEVELOPMENT, INC. (HEED)
Phone: (601) 981-1960

MISSISSIPPI for COMMUNITY DEVELOPMENT (MSCD)
Phone: (662) 624-9487

MISSISSIPPI CENTER for LEGAL SERVICES (MSCLSC)
Phone: (800) 498-1804

HANCOCK RESOURCE CENTER (HRC)
Phone: (228) 463-8887

MISSISSIPPI FAITH-BASED COALITION FOR COMMUNITY RENEWAL, INC. (MSFBCCR)
Phone: (601) 346-7503

D&E, A HOUSING AND ECONOMIC EMPOWERMENT CENTER, INC. (D&E)
Phone: (601) 600-7001 | 877-790-1831 (toll-free)

MISSISSIPPI HOUSING PARTNERSHIP, INC. (MSHP)
Phone: (601) 969-1895

 

Visit the MS Home Saver Plus website

to understand other requirements and the process: